ChaChing is a members-only credit card bill payment platform that rewards users for clearing their credit card bills on time. Members gain access to exclusive rewards from premier brands.

ChaChing partners with top brands to provide unmatched experiences at the end of every payment cycle.

Members earn ChaChing Coins and Candies.

- Earn a coin for every dollar paid.
- Redeem coins for exclusive brand rewards.

- Earn for successful referrals.
- Use candies for special offers.

- Advanced encryption protects transactions and personal information.
- Ensures data safety and zero errors.

- Seamless payment experience via net banking, debit cards, and crypto wallets.
- Timely bill payment reminders.
- Automate payments.
- Expose hidden charges with ChaChing Shield.
- Real-time alerts on duplicate transactions.
- Manage multiple credit cards on one portal.
- Real-time credit score checks.

Sign up on ChaChing with your name and valid mobile number (issued within the USA). Membership requires a credit score of 750 or above.

Upon membership, check and refresh your credit score with a single click. Access updated credit scores anytime without extra charges, helping you maintain a healthy credit status.

- Exclusive Store Access: Members-only store with curated products and experiences at special prices.
- Payment Flexibility: Use net banking, debit cards, crypto wallets, and more for a hassle-free experience.

ChaChing is designed for members with a credit score of 750 or above. Consider improving your score to qualify.

Refer friends using only your mobile number. Earn 10 Candies for each successful referral.

Don't worry; you won't be removed. A minimum score of 750 is required only at registration.